Privacy Policy

Effective: December 15, 2025

This Privacy Policy explains our practices regarding the collection, use, and disclosure of your personal information when you use the Service. It also outlines your privacy rights and the legal protections available to you.

We use your personal data to deliver and enhance the Service. By continuing to use the Service, you agree to the collection and use of your information as described in this Privacy Policy.

Interpretation and Definitions

Interpretation

Words with an initial capital letter have meanings defined under the following conditions. The definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for you to access our Service or parts of our Service.
  • Affiliate means an entity that controls, is controlled by, or is under common control with a party.
  • Application refers to Deri-Fund, the software program provided by the Company.
  • Company refers to Dericash Limited, Eldoret, Kenya.
  • Service Provider means any natural or legal person who processes data on behalf of the Company.
  • Usage Data refers to data collected automatically from use of the Service.
  • You means the individual accessing or using the Service.
  • Country refers to Kenya.
  • Device means any device that can access the Service.
  • Personal Data is any information that relates to an identified or identifiable individual.
  • Service refers to the Application.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Usage Data

Usage Data

Usage Data is collected automatically when using the Service. Usage Data may include information such as your Device's Internet Protocol address, browser type, browser version, the pages of our Service that you visit, the time spent on those pages, unique device identifiers, the time and date of your visit, the time spent on the Service, and other diagnostic data.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain our Service, including to monitor the usage of our Service.
  • To manage Your Account: to manage your registration as a user of the Service.
  • For the performance of a contract: the development and undertaking of contracts for services.
  • To contact You: by email, telephone calls, SMS, or other electronic communication.
  • To provide You with news, special offers, and general information about other goods and services.
  • To manage Your requests: to attend and manage your requests to us.
  • For business transfers: to evaluate or conduct a merger, divestiture, restructuring, or other sale.
  • For other purposes: such as data analysis, identifying usage trends, and improving our Service.

Retention of Your Personal Data

The Company will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our legal agreements and policies.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Delete Your Personal Data

You have the right to delete or request that we assist in deleting the Personal Data that we have collected about you. You may update, amend, or delete your information at any time by signing in to your Account and visiting the account settings section. You may also contact us to request access to, correct, or delete any personal information.

Security of Your Personal Data

The security of your Personal Data is important to us, but no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Children's Privacy

Our Service does not address anyone under the age of 18, as per our Terms of Use. We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us.

Links to Other Websites

Our Service may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

Changes to this Privacy Policy

We update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective" date. You are advised to review this Privacy Policy from time to time for any changes.

Contact Us

If you have any questions, you can contact us:

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